How to Start a Business in Unincorporated RivCo v13

https://home.treasury.gov/policy-issues/small business-programs/small-business-lending-fund. Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) Programs - The SBIR/STTR programs are competitive and awards-based. They encourage small businesses to pursue federal research or research and development (R/R&D) projects. While exploring their technological potential, businesses can profit from commercialization. https://www.sbir.gov/apply STATE OF CALIFORNIA FINANCING State loan programs are available to small businesses looking to start or grow their business. iBank - Jump Start Loan Program helps small businesses in low-wealth communities start, grow and thrive. Jump Start’s goal includes assisting underserved groups such as women, people of color, veterans, the disabled and those previously incarcerated: https://ibank.ca.gov/small-business/jump-start loans/. iBank - Small Business Loan Guarantee Program is designed to assist small businesses that experience capital access barriers. The Small Business Loan Guarantee program encourages lenders to provide funds to small businesses to help them grow and prosper: https://ibank.ca.gov/small-business/loan guarantees/.

When starting your business, you may want to consider different funding options available. In fact, there are multiple options available to help you start, grow, or stay resilient through small business grants, small business loans, and tax incentive programs. There are also programs available based on your industry. FEDERAL FINANCING Government loan programs offer financial support to people starting or expanding a business. This helps those who may have trouble qualifying for a traditional bank loan. In these programs, you’ll apply by creating a loan package with a participating lender. The federal government will guarantee a portion of the loan and will repay the lender if you default. This government guarantee reduces the risk to the lender and increases the likelihood of a loan being offered. Small Business Administration (SBA) - Explore many types of loans for starting and expanding a business and exporting goods: https://www.sba.gov/business-guide/plan-your business/fund-your-business. U.S. Department of Agriculture (USDA) - Get information on government-guaranteed loans for rural businesses and local program contact: https://bit.ly/loans-to-rural-businesses. GovLoans - Research many types of federal loans for your business and learn how to apply: https://www.govloans.gov Small Business Lending Fund (SBLF) - The SBLF is an initiative of the U.S. Treasury Department. It provides capital to qualified community banks and community development loan funds (CDLFs). This helps banks and businesses work together to promote economic growth and create new jobs. Small Business Investment Company (SBIC) Program - The SBA partners with private investment funds licensed as SBICs to provide growth capital to small businesses: Here are some Government Resources to find a loan:

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